Ledge uses Venmo to make borrowing money and paying it back dead simple

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We’ve all been there – sometimes you simply need to borrow money. Whether it’s for a big investment, moving to a new place or life just getting a little rough, Ledge aims to make it dead simple to borrow money from friends, family and others – and actually pay them back. It essentially works like a crowdfunding platform, but with a few twists. After borrowers create a campaign explaining how much cash they need, they give the loan interest rate (which adds a lending incentive), and specify the number of installments payments will be made over.   Like on several other platforms, funds aren’t available…

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Facebook is down, go do something more fun while it recovers [Update: It’s back!]

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Facebook is down for many users around the world, according to DownDetector.co.uk and reports on Twitter. It’s the second outage within a week for the social network, and many people are unable to log in and view those critical status messages, Pages and other updates. These problems don’t tend to last too long, but we’ve asked Facebook for a statement on the situation and will update here when normal service resumes. Until then, go fly a kite or something. Update: An intermittent service is coming back for some users but the site still isn’t back to normal. Some users are also still…

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